Although the company provides sample vehicle service contracts and sample payment plans on its website, there’s no mention of a money-back guarantee. We give Toco a 3.8 out of 5.0-star rating for transparency. You can pay as you go and cancel your Toco plan at any time, although a cancellation fee may apply. Overall, we give Toco 4.3 out of 5.0 stars in the cost category for its low monthly payments and low upfront cost. 2017 Chevrolet Silverado with 50,000 miles.Costįor this review, our team gathered quotes for several Toco coverage levels on the following vehicle models: Overall, we give Toco a 4.2 out of 5.0-star rating for coverage. The company has a 90-day, 1,000-mile waiting period for coverage, which is higher than the industry standard of 30 days. Toco can cover vehicles up to 250,000 miles with its four coverage levels. Combined with its A+ rating from the BBB, this led us to give the company a solid 4.2 out of 5.0 stars in this category. Here’s how we arrived at our overall score of 4.2 out of 5.0 stars for Toco: Industry Standingįounded in 2013, Toco offers extended auto warranties in all states except Alaska, California, Missouri, and Washington. We update our review standards several times each year to make sure we’re giving you the best and most current information. Our team of experts takes into account the availability of money-back guarantees and sample contracts.Our team reviewed Toco based on five factors: industry standing, coverage, cost, transparency, and customer service. Transparency: Customers value a commitment to open and honest communication when it comes to vehicle service contracts.Our team takes into account BBB ratings and the company’s history of reliable service when giving this score. Reputation: Good extended warranty providers consistently provide quality experiences.We also consider the responsiveness of each company’s customer service team based on our secret shopper analysis. Our review team sifts through customer reviews and complaints from reputable sources such as the Better Business Bureau (BBB) and Trustpilot. Customer Service: The level of customer service and care provided by an extended warranty company is an important consideration.We take into account the number of extended car warranty plans available, term limits, exclusions, and additional benefits. Coverage: A wide variety of coverage is essential to support the differing needs of customers.To determine this score, we employ a secret shopper analysis using different vehicles, mileages, warranty plans, and locations. Price: Comparing providers can be difficult due to the many factors that influence cost. ![]() You can get free, individualized quotes from both providers by clicking above. Our review team has examined the best extended auto warranty providers, and both CarShield and Endurance ranked in the top three. See how else the two companies compare in this side-by-side comparison. CarShield also offers protection for motorcycles and all-terrain vehicles, while Endurance does not. ![]() While Endurance sometimes has lower rates for long-term contracts, CarShield contracts are cheaper in the short term. Endurance in terms of coverage options, added benefits, costs, and customer reviews. īoth CarShield and Endurance are extended car warranty providers offering low-cost contracts that protect a high number of vehicle components. To learn more about our editorial integrity policy and how we make money through affiliate partnerships, read our full disclosure here.
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